SIB DIGITAL ACCOUNT
The future of banking is here.
Experience all the benefits of digital banking. Sign up for our Digital Account and be rewarded with many of its exclusive features.
* Instant Account Opening
* Profit Paid Monthly
Exclusive features
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Warning: 1. To be eligible to earn and receive profit on the savings Account, an account balance of AED 3,000 and above needs to be maintained at all times 2. If the account balance falls below AED 3,000 at any time during the period of profit payout calculation, no profit will be calculated and paid accordingly 3. In case of any loss in profit, the depositor (Rab Al Mal) shall bear a loss pro-rated against its share in the Mudaraba |
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Start your Digital Banking experience
SUPER Easy Digital Banking, simply follow these steps!
Platinum Debit Card Daily Limits
| Prepaid Card Limits | |
|---|---|
| Limit Category | Limit Amount |
| Minimum Load/Reload Amount | AED 100 |
| Daily Load Limit | AED 10,000 |
| Daily POS Purchase Limit | AED 25,000 |
| Daily ATM Cash Withdrawal Limit (SIB) | AED 10,000 |
| Daily ATM Cash Withdrawal Limit (Non-SIB) | AED 10,000 |
| Maximum Total Balance Allowed on the Card at anytime | AED 40,000 |
| Maximum Aggregate Load Amount in any 12 Months | AED 180,000 |
To apply
Eligibility criteria
- Applicants should be at least 18 years of age.
- AED 3,000 minimum salary (for salaried customers only)
Terms & Charges
- View schedule of Fees and Charges
- View Terms & Conditions
- View Key Facts
- View SIB Digital Prepaid Card Terms and Conditions
- View full profit rate details and distribution applicable for your SIB Digital Account
- View Deposit Rates Report
- Digital Account Sharia Certificate
- Account will be active within 2 days
Required documents
- Original Emirates ID
- Passport
- Proof of Income
- Proof of Address
The smarter way to bank
Safety and convenience guaranteed.
Frequently Asked Questions
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.
Can I make online purchases with my Debit Card?
Yes, online shopping with your Sharjah Islamic Bank Debit Card is easy, convenient and safe. Take all the necessary precautions while purchasing items on the Internet and shop only with reputable and widely trusted outlets.
What do I need to open a savings account?
After you’ve submitted your online application form, you will be required to bring your original passport and UAE national ID card to your branch, along with a valid UAE residence visa if you’re an expat. You must be over 18 years of age to apply and have a minimum balance of AED 3,000 in your account.
What is Takaful?
The Group Credit Life Takaful is an Islamic insurance scheme that protects your loved ones by covering your liabilities with Sharjah Islamic Bank in the event of death or Permanent Total Disability (PTD).
How can we help you?
Get in touch
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