Transfer your Salary
You chose to build your life here.
Now let your salary work towards something more rewarding.
Transfer your salary to SIB for 3 consecutive months and enter the draw for a chance to win double your salary up to AED 20,000.
Because every commitment deserves to be rewarded.
Apply now
Personal Finance
Some plans move you forward.
Others help you build the life you chose here.
With Personal Finance from SIB, you can move ahead with confidence while increasing your chances to be rewarded.
Finance from AED 50,000 and every AED 50,000 earns an extra entry
Features & Benefits:
Apply now
Car Finance
Every road you’ve taken here tells part of your story.
Now, let it take you further.
With Car Finance from SIB, enjoy competitive solutions designed around your journey, while earning additional opportunities.
Finance from AED 50,000 and every AED 50,000 earns an extra entry.
Features & Benefits:
- Profit rate starting from 1.69% (fixed per annum)
- Maximum Finance amount AED 2,500,000
- Monthly installments up to 60 months
- Minimum Salary AED 5,000
- Islamic Insurance financing available for new vehicles
- Fast approvals
Apply now
Covered Cards
The moments you live every day should bring you closer to more.
With Covered Cards from SIB, every spend becomes more rewarding through benefits designed around your lifestyle and added chances to win.
Get your card and earn an entry for every AED 5,000 spent.
Apply nowHome Finance
A home is more than a place you live in.
It’s where your future begins.
With Home Finance from SIB, take the next step towards owning a home with flexible solutions that reward your commitment to building your life here.
Finance from AED 500,000 and every AED 100,000 earns an extra entry.
Features & Benefits:
Apply now
Benefit from a variety of features
Our commitment to unparalleled service
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Get in touch
Contact us through WhatsApp on 0547775556
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Frequently Asked Questions
What is the SIB Zoud Package?
The Zoud Package is an exclusive promotion from Sharjah Islamic Bank that rewards customers who transfer their salary to SIB. It provides a premium suite of financial benefits, highly competitive profit rates, and a choice of high-reward Covered Cards.
What finance rates are available through the Zoud Package?
By transferring the salary, customer unlock SIB's most competitive finance rates:
- Personal Finance (Liability Takeover): Rates as low as 2.49% (fixed per annum).
- Car Finance: Rates as low as 1.69% (fixed per annum).
Who is eligible for the draw?
All employees with salaries above AED 5,000.
When is the draw?
Effective from 1st of May 2026 until 30 of September 2026
What is the minimum profit rate for Personal Finance?
Starting from 2.49% (Fixed per annum)
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