Important Update
Enhancement of the Smiles and Cashback Covered Card Rewards Earning program
Cashback Covered Card
HideNew Cashback Reward Program
| Category | Cashback Rate | Monthly Cap |
|---|---|---|
| Online purchases, saved cards on websites and apps, Samsung Wallet and Apple Pay locally and internationally (excluding Specific Merchant and EEA transactions) | 10% | AED 300 |
| International Retail Spends (spends made outside the UAE) | 2% | No Cap |
| Domestic Retail Spends (spends made in the UAE) | 1% | No Cap |
| Specific Merchant* Transaction (whether made inside or outside the UAE) | 0.5% | No Cap |
| EEA Transactions** Spends made in foreign currency | 0.3% | No Cap |
*Specific Merchants are categorized under education, government services, utilities, supermarket , Service/petrol stations, real estate agents, quick service restaurant (i.e. fast food restaurant), insurance, auto/car dealers (including service center, part supplier, etc.), public transport (e.g., taxis, metro, and buses), road tolls/salik, and charities/religious organizations.
** EEA transactions are spends in countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing scheme Visa/ Mastercard guidelines
Smiles Covered Card
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